BSE · 538540
Raama Finance Limited
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Latest period: revenue ₹12 Cr with net profit ₹3 Cr — a 26.7% net margin, versus 3.99% the period before.
Shareholding
As of 2026-09-30
- Promoter49.06%
- Public50.94%
14,469 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 2.94× from low to high.
Risk flags
Derived from disclosed data
- Promoter holding fell 5.87 percentage points to 49.06% in the latest disclosure.
Peer comparison
Finance & Investments · ranked #236 of 606 by market cap · medians across 50 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| Bajaj Finance Limited | ₹6,95,439 Cr | 31.79 | 5.64 | 17.61% | 24.15% |
| Life Insurance Corporation of India | ₹5,05,114 Cr | 8.13 | 2.67 | 32.73% | 10.97% |
| Bajaj Finserv Ltd. | ₹2,98,784 Cr | 27.37 | 3.55 | 12.69% | 6.58% |
| Shriram Finance Limited | ₹2,28,249 Cr | 17.99 | 2.05 | 11.39% | 24.79% |
| Jio Financial Services Ltd. | ₹1,55,909 Cr | 91 | 1.19 | 1.32% | 30.44% |
| Tata Capital Limited | ₹1,50,799 Cr | 25.14 | 3.08 | 12.18% | 17.39% |
| ICICI Prudential Asset Management Co Ltd. | ₹1,50,274 Cr | 42.46 | 28.14 | 66.27% | 56.23% |
| Billionbrains Garage Ventures Ltd. | ₹1,41,125 Cr | 52.44 | 12.19 | 23.29% | 47.06% |
| HDFC Life Insurance Company Ltd. | ₹1,28,672 Cr | 62.8 | 6.61 | 10.52% | 2.47% |
| Bajaj Holdings & Investment Ltd. | ₹1,23,491 Cr | 13.29 | 1.67 | 12.59% | 1005.4% |
| Raama Finance Limited(this company) | ₹99 Cr | 13.47 | 2.55 | 11.04% | 22.32% |
AI analysis
AI-generated · google/gemini-2.5-flashRamchandra Leasing & Fina Limited is listed with a market capitalization of Rs 145 Cr. The company reported a revenue of Rs 0.38 Cr and a profit margin of 25.37%. Its PE ratio stands at 44.55, with an EPS of 0.4. The book value is Rs 3.62, while Return on Equity (ROE) is 11.04% and Return on Capital Employed (ROCE) is 12.19%. The debt-to-equity ratio is 0.06.
Positives
- +The company has a low debt-to-equity ratio of 0.06.
- +The profit margin is 25.37%.
- +Return on Capital Employed (ROCE) is 12.19%, and Return on Equity (ROE) is 11.04%.
Negatives
- −Revenue has decreased by 35.52% from Rs 0.58 Cr in Mar 2021 to Rs 0.38 Cr in Mar 2025.
- −Net profit has decreased by 26.67% from Rs 0.015 Cr in Mar 2025 to Rs 0.012 Cr in Mar 2024.
- −Quarterly revenue data for all periods from Dec 2024 to Mar 2026 is not available in the provided data.
- −The number of shareholders has significantly increased from 578 in Jun 2016 to 14848 in Mar 2026.
- −The company is currently under ESM Stage 2 surveillance.
Financial Performance
The company's revenue has shown a decline over the past few years, falling from Rs 0.58 Cr in Mar 2021 to Rs 0.38 Cr in Mar 2025. Net profit also saw fluctuations, decreasing from Rs 0.02 Cr in Mar 2021 to Rs 0.01 Cr in Mar 2025. The EPS for Mar 2025 was 0.003.
Profitability & Returns
Ramchandra Leasing & Fina Limited reported an ROE of 11.04% and a ROCE of 12.19%. The profit margin for the latest reported period is 25.37%. The EPS stood at 0.4. The company has a PE ratio of 44.55.
Balance Sheet
The company maintains a low debt-to-equity ratio of 0.06, indicating minimal reliance on borrowed funds. The book value per share is Rs 3.62. No dividend yield is reported.
Ownership & Pledges
As of Mar 2026, promoters held 54.93% of the shares, with the public holding 45.07%. DIIs held 0.0034% of the shares. There are no reported promoter share pledges.
Regulatory & Surveillance
Ramchandra Leasing & Fina Limited is currently under ESM Stage 2 surveillance. The measures include 'ESM', indicating increased monitoring of the company's trading activity and financial disclosures.
Data as of — price: 2026-11-14 · financials: Mar 26 · shareholding: Sep 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.