BSE · 543860
JA Finance Limited
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Latest period: revenue ₹3 Cr with net profit ₹1 Cr — a 19.39% net margin, versus -1.97% the period before.
Shareholding
As of 2026-06-30
- Promoter59.9%
- Public40.1%
918 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 2.86× from low to high.
Risk flags
Derived from disclosed data
- Under exchange surveillance — ESM · ESM 1. Trading may carry price bands, periodic call auction or higher margins.
Peer comparison
Finance & Investments · ranked #198 of 601 by market cap · medians across 50 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| Bajaj Finance Limited | ₹6,31,934 Cr | 30.85 | 5.55 | 16.68% | 23.82% |
| Life Insurance Corporation of India | ₹5,06,000 Cr | 8.42 | 2.84 | 32.53% | 11.01% |
| Bajaj Finserv Ltd. | ₹2,97,855 Cr | 28.63 | 3.83 | 12.58% | 6.51% |
| Shriram Finance Limited | ₹2,34,128 Cr | 20.69 | 2.22 | 15.21% | 22.94% |
| ICICI Prudential Asset Management Co Ltd. | ₹1,53,121 Cr | 43.93 | 36.7 | 79.42% | 57.71% |
| Jio Financial Services Ltd. | ₹1,51,410 Cr | 73.26 | 1.1 | 1.17% | 42.13% |
| Cholamandalam Investment & Finance Company Ltd. | ₹1,50,487 Cr | 26.17 | 4.91 | 17.18% | 17.61% |
| Tata Capital Limited | ₹1,45,875 Cr | 26.83 | 3.27 | 10.57% | 16.53% |
| Bajaj Holdings & Investment Ltd. | ₹1,22,534 Cr | 13.83 | 1.68 | 11.15% | 777.41% |
| HDFC Life Insurance Company Ltd. | ₹1,21,013 Cr | 61.28 | 6.18 | 10.1% | 2.47% |
| JA Finance Limited(this company) | ₹146 Cr | 249.09 | 7.07 | 2.62% | 22.57% |
AI analysis
AI-generated · google/gemini-2.5-flashJA Finance Limited, with a market capitalization of Rs 93 Cr, has an EPS of 0.51 and a PE ratio of 170.59. The company's book value stands at Rs 19.38. For the latest financial period, the promoter holding is 59.8973% with no shares pledged.
Positives
- +The debt-to-equity ratio is 0.28, indicating low leverage.
- +Promoter holding of 59.8973% in June 2026 indicates significant control.
- +There are no promoter pledges reported for June 2026.
Negatives
- −Net profit decreased from Rs 1.0121 Cr in Mar 2024 to -Rs 0.0414 Cr in Mar 2025.
- −Annual revenue decreased from Rs 3.0605 Cr in Mar 2024 to Rs 2.2765 Cr in Mar 2025.
- −The trailing PE ratio is high at 170.59.
- −The company has not disclosed quarterly revenue figures since Mar 2026.
- −Earnings per share decreased from 0.95 in Mar 2024 to -0.04 in Mar 2025.
Financial performance
Annual revenue for JA Finance Limited was Rs 2.2765 Cr in Mar 2025, a decrease from Rs 3.0605 Cr in Mar 2024. Net profit decreased to -Rs 0.0414 Cr in Mar 2025 from Rs 1.0121 Cr in Mar 2024. Earnings per share (EPS) was -0.04 in Mar 2025 compared to 0.95 in Mar 2024.
Profitability & Returns
JA Finance Limited reported a profit margin of 19.42%. The Return on Equity (ROE) stands at 261.98%, while Return on Capital Employed (ROCE) is 7.9163%.
Balance Sheet
The company has a debt-to-equity ratio of 0.28, indicating a relatively low level of debt compared to equity. The book value per share is Rs 19.38.
Ownership & Pledges
The public shareholding is 40.1027%. There are no pledged shares by the promoters as of the latest reporting period. The number of shareholders has increased from 512 in Dec 2022 to 918 in Jun 2026.
Data as of — price: 2026-09-18 · financials: Mar 26 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.